Avalon Log Homes: Full Log Gables on Luxury Log Homes (Yes or No)
Welcome to Avalon Log homes. While here you can check out our Luxury log home, log homes, & log cabins Floor Plans, see our log home photo gallery and videos, get free log homes information, review 100’s of our log home floor plans, …  read more…

Log Home Design: The Report of concrete countertops
The Report of concrete countertops Customization Increases Aesthetic and Real Estate Investment HomeownersFrom for top-dollar homes in the San Francisco Bay Area vast mountain homes in Colorado Rockies, demanding call their home designs …  read more…

Seenthing is Just a Dreamer: Home Log Decorating
Log home decorating is perhaps on of the more fun decorating projects. Using a cottage theme, log home decorating provides you an opportunity to draw from nature and implement some of your favourite objects. …  read more…

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Best Stores Providing Online Deals
Internet shopping has become the most occurring phenomenon in the world. United Kingdom, being a part of the most developed countries, is also not free from this vogue. Several people now log on to th…  read more…

Do Not Get Caught in the Dark – Call John Moore Services
After Hurricane Ike struck the Gulf Coast in September 2008, many Houston residents found themselves in the dark thanks to lack of electricity. For some, this went on for weeks. Their food spoiled, th…  read more…

NARRATION OF HOUSTON WEB MARKETING
In Houston, Web Marketing is described as the practice of constructing, mounting, and augmenting a Web site in order to enhance the amount of visits by prospective clients  read more…

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Log Homes – Log Kits – KD Log Homes

http://www.kdloghomes.com K&D Log Homes is a log home builder that builds log kits and has log cabin floor plans ranging from 200 sq ft to 3000 sq ft. We offer many types of log home products. Call Us Toll Free 866-866-0413

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Open Question: Easy 10 points, does this mean anything, please look, WOULD APPRECIATE!?
So I went on vacation met this girl in poland and hung out with her a bit. She got close to me during movies sometimes and once she even noticed something stuipid i did (looked at an ad giver and looked away) and she said she loved what i did… She walks me home every time i went back. Ok last day I was in poland we were talking on instant messanger and she told me to come over. We hung out a bit and then when I left at 10 she gave me a present and told me to read the card when i get home.. The present was a glass dolphin and glass elephant.. The card said the dolphin stands for the meeting of us and it was great and the elephant should bring me luck?? After that I thanked her on isntant messanger and she had to leave the next day for a trip also and I had to leave for a different country. Before logging out she changed her status to. “Crappy.   read more…

Open Question: How do I fix the CSRSS.EXE error that occurs when logging in a second user to my Windows XP Home SP3 machine?
The error message csrss.exe returns is: “This application has failed to start because basesrv was not found. Re-installing the application may fix this problem”

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Open Question: XP INSTALL ERROR 7B HELP.!!!!!!!!!!!!!!!!.?
As in the title, im faced with a permanent 7B BSOD stop error message on my pavillion laptop. My current knowledge indicates that is a boot loader error, and as you may naturally expect, i am desperate to fix it!

I have tried using the advanced startup options to use the last configurations which worked and safe mode, but i get the same BSOD stop error.

I placed my hard disk in another laptop and it boots fine, i have even been able to log in and use it as normal. However, when i put a hard disk running a perfectly fine copy of windows xp home to my pavillion laptop, i get the same 7B stop error.

My pavillion refuses to boot from CDs as well.

It seems to me the problem isnt with my hard disk and the OS version on it, but with the remaining components on my laptop…but what could be the criminal?

Would anyone be able to shed some light on my problem? Of course, I will provide more details as requested.

Hoping for some speedy responses or suggestions.

Regards,

FSA

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For advertising on the web one has to be very proficient with the advertisements and have good marketing skills. Real estate advertising can be done on the web as one can advertise any product, service, or business. The capability of videos for real estate social marketing has been realized by many real estate professionals and agents. Most of these real estate people are looking for websites for video submission to upload their videos on to the web. Hey!Spread and Traffic Geyser are two very well-appreciated and effective websites for video submission.

If you are looking for a platform of video submission that will allow you to upload video clips of your real estate properties and listings to numerous video sites such as YouTube then you must join Hey!Spread. This site essentially makes the process of uploading any video to numerous sites very effortless. Moreover, this service is absolutely free of cost.

Hey!Spread has an uncomplicated and straight forward method of uploading the real estate videos at the site. You need to only register to create an account and then you can start using Hey!Spread. It takes very few minutes to complete the process of video submission at Hey!Spread. Tags, basic title, category and description of the specific video file that you want to upload are some basic details that you will have to give and submit.

You will have to supply the login details of the various sites such as YouTube and others and your email address so that they can send you a notification email and inform you whether your upload has been successful or not. These are mandatory to be done followed in the process of video submission at Hey!Spread. You will receive a notice once the upload is done successfully. You can upload as well as run your real estate video from more than ten distinctive websites by only spending five minutes.

Traffic Geyser is a key player in software companies for video submission and as a real estate proprietor you can also opt for this. You as a real estate business person can expect to find some update on a monthly basis as this product is continuously evolving. Guidance in the form of Video Tutorials to help you create good content that will not appear as spam is also provided by Traffic Geyser.

As a software of video submission, Traffic Geyser allows you to laser-target your real estate market and attract potential consumers to your real estate website, your distinct offer and your individual sales pitch. They have also made the entire procedure of creating videos rather simple and convenient. You do not even require a video camera. They enable you to use images and provide a phone call that is toll free to aid you in creating video.

As a tool of video submission you can use Traffic Geyser, and it will generate a lot of money for you. There are many exclusive features in this software. It is connected to social bookmarking websites and blogs and they also receive submission of your video. The audio content from your video can also be submitted to various directories of podcasting and this is useful to you as a real estate business person.

Hence, Hey!Spread and Traffic Geyser can be the best mediums for video submission that can enable you to make the most of your real estate promotion and stabilize your business. This is because video submission is a sure-shot way of attracting more consumers to your real estate enterprise.

Technorati Tags: marketing for realtors, marketing realtor site web, Real Estate, real estate email marketing, real estate internet marketing, real estate marketing, realtor email marketing, realtor internet marketing, realtor marketing, realtor marketing products, realtors marketing

With the current state of the economy, it only stands to reason that the housing market is certainly nowhere nearly as good as what it usually is. Of course this is largely due to the fact that so many people are struggling financially and for most of us, making certain cuts has become inevitable. However, for those who are in a position to be able to purchase a home, foreclosed homes are potentially an ideal opportunity to purchase a property for a fraction of what one could usually expect to pay.

As you probably already know, homes become foreclosed when the owners can no longer afford to pay the loan repayments, and considering that many such homes are virtually still new, you can often find a property which is in immaculate condition. On the other hand, you can also find one which is on the brink of collapse. Irrespective of the condition, the majority of banks and lenders prefer not to hold on to these for any length of time.

In addition to not paying the bills there may be other reasons the home was foreclosed on. We wont go over them all but suffice to say you can get a great deal if you play your cards right. Most banks or housing services just want to sell these things as quickly as possible. They have many ways to accomplish this to.

In most cases banks will simply attempt to sell these properties by means of a direct sale, often at a price which is as much as 50% below the original price. Of course, as mentioned, the condition of a property can vary tremendously, so the extremely low price can be either good or bad, depending on what you get. When a property is offered for sale at such a significantly reduced price, it usually indicates that the bank or lender is desperate to sell in order to recover some of their losses.

The next method is to have an auction. This is where they just want to get rid of these things and the price may be dirt cheap. Some places may be damaged and in bad condition, others may be perfectly fine. It all depends on whats available and what you choose. Although auction prices are varied, not fixed. Meaning the bid can go up to the original price again if the bidder wants it.

In fact, with regards to the bank or lender, a foreclosed home sold at auction can in some cases end up being a better deal than if it had been sold by means of a direct sale. Regardless of the method by which they’re sold, foreclosed homes are becoming increasingly common simply because more and more people are finding it financially impossible to maintain loan repayments. However this shouldn’t put you off because in the vast majority of cases, if there are outstanding monthly payments, they are for the most part extremely low. Also, it is not uncommon to find a home which has been foreclosed and which still has all the furniture inside.

In closing buying foreclosed homes is easy, winning one in an auction might be a bit harder. After all youre not the only one looking for a deal. Everyone wants a nice home for a cheap price. Just remember you get whats available, use your head before committing to buy. Check to make sure if its really in great condition, or just looks like it. After all the last thing you want to end up doing is get a great home for dirt cheap, only to have to sink several thousand dollars worth of repair work into it.

Technorati Tags: foreclosed homes, homes for sale, houses For Sell, Real Estate

Conventional technology has managed to do more harm than good for our planet. In a way human beings have managed to out live their welcome on the planet by making many plants and animals extinct. This has made it difficult for people to live in harmony with Mother Nature. If things proceed the way they are then it’s not going to be long before every one of us will find ourselves in trouble. This is why institutions such as the LEED Green Associate educate people about green technologies.

Building green is one of the most beneficial things we can do to protect our planet. Many people have often taken the cost of going green so negative that efforts were not made in the right way to make a shift towards green technology.

The latest news however is that the resistance towards the cost of implementing green technologies have lost momentum. Today people realize the savings they get when they implement green technologies in their lives. This is a boost for green technologies in the right direction.

The biggest boost by the government to green technologies was given when president Obama in early 2009 announced an increase in green technology investments. The package is designed and set forth with the potential of creating 3. 5 million jobs in the green sector over the next two years. However even though the public sector is gaining momentum the private sector is still not sure.

When you study the private sector’s resistance towards implementing green technology for cost reasons its not totally baseless. When green technology first began it was expensive and the return on investment was not much. So businesses hesitated when it came to investing in green technology with hindered the progress of green technology in the private sector. However with the rise of demand in green technology the cost of implementing green technology has decreased.

According to the national association of realtors the costs related to sustainable and green construction has decreased significant ally. It’s decreased to appoint where green construction costs only 1 – 2% higher than conventional constructions. The savings are however over the 25% mark. When people see these figures they don’t mind spending a few extra dollars implementing green technology.

The LEED Green Association is a place where people can come to learn about green technologies and their implementation. Since its now realistic to think that green technologies are the technology for the future its also now realistic to think about getting your self an education in green technology. What was not expensive is now well within the reach of many people and is fast becoming a fact of live for many others.

Practically thinking about implementing green technologies goes without saying that there is a lot of money to be made and saved in this sector. However education is the key towards progress green technologies. Its save to say that we are going to see the implementation of many new green technologies in the not to distant future.

Technorati Tags: business, Education, energy, green, Internet, leed, online, Real Estate, school, work

Let the sunshine come in! A beautiful addition of an all-season sunroom to your home will add style, value and wonderful entertaining options to your living space. A sunroom is every homeowners dream. A custom sunroom can help you let the sunshine in and make that dream come true. Many sunroom additions can be customized to fit perfectly into almost any home.

Could your sunroom addition dream come true? It certainly can if you have the right resources to make it happen. A sunroom addition can immediately boost the market value of your home. A sunroom also gives a look of stylish living that potential home buyers are willing to pay for. This small investment can pay large returns when it comes to your home’s selling price.

Secondly, a sunroom addition turns ordinary space into a real showpiece. Your house will be a well-loved gathering place where friends and family will love to spend time together. Basking in the bright and spacious beauty of your homes new sunroom, your guests are sure to appreciate and envy your wise investment.

Finally, bringing the brilliant sunshine from the outside in, and keeping the weather, out with its insulated design, your sunroom is sure to become one of the most popular rooms in your home. Think of the peaceful, relaxation and quiet contemplation you and your family could find there.

But adding a sunroom must be expensive, you might think. With direct-order companies such as Custom Sunrooms Direct, you’ll be surprised at just how affordable a sunroom addition can be. You can get a customized room at a fraction of the price of a conventionally framed home addition and do it all while maintaining a quality, structurally superior product. You should insist on top quality materials, including, insulated high-density polystyrene core panels that offer superior strength and thermal insulation.

You might also be concerned that a direct-order sunroom may not look quite right with your house. Don’t worry. You can get a variety of facing options for both interior and the exterior surfaces. And, perhaps most importantly, to ensure that your sunroom will appear as a natural part of your exterior, a choice of three roof line designs are available: Gable (middle of roof higher than both sides), Infill (walls only/existing roofline) and Studio Roof (roof pitch away from house). These custom sunroom designs allow you to choose the options that will best match your style and fit well with your existing home.

What about the the hassle of permits or doing the actual building? Choosing a direct-order sunroom means taking the guesswork out of the entire building process. You can rest easy knowing you’ll get the product you want how you want it. At Custom Sunrooms Direct we are state certified in Florida, Georgia and several other states. Our engineering department is well versed in your local building codes and our sunrooms are built to meet and exceed those building codes.

With all the benefits a sunroom addition has to offer and Custom Sunrooms Direct to take care of all the details, you can get a quality product quickly at an affordable price. Check it out today and see how easy it can be to make your sunroom dream a reality.

Technorati Tags: home, home addition, home improvement, Real Estate, sun room, sunroom, sunroom addition

People often ask me how they should obtain the money for their real estate investments and are sometimes not happy with my response. That’s because many are hoping to find easy solutions that don’t require much work on their part and are therefore disappointed with my advice.

So when people ask me:

– “Should I find other investors to partner with if I have no money of my own? This seems like a daunting task and I’m not sure how to go about it. But, I really want to get started investing in real estate as I’ve recently seen several nice investment properties.”

– “I hear a lot about using credit cards, home equity line or owner financing for a down payment on a new investment property. What is a realistic time line to see a positive return on investment (ROI) to reimburse funds?”

– “How can I do what Robert Allen does- you know, those “no money down, cash back on closing” deals?”

I tell people to start by tracking their monthly income and expenses to see whether they spend more or less than what they earn each month. If they are spending more, lifestyle adjustments need to be made, and if they are spending less, the excess should be applied toward paying down debt and saving for real estate investments.

The one piece of advice I give universally is that you should NOT use your credit card to finance your real estate investment – EVER. No matter what the end game is, there is far too much risk involved with that.

Credit cards can charge 18% or more interest. That’s a lot more than any bank. What if you borrowed $20,000 on your credit card and that great investment turned out to be not so great? Do you really want to pay 18% interest on the $20,000 now due? Do you know how long paying that off would take?

Some people turn to the equity in their homes. This can be good or bad depending on your situation. For example, if you’re about ready to retire or are over 65, then this could be a bad idea. On the other hand, if your home has about $200,000 worth of equity and you’re younger than 50, it could be an excellent choice- as long as you think you can handle the extra payments if something were to go wrong with your investment.

On a good deal, your rental income should pay for the monthly payment increase that the additional $50,000 that the home equity loan will cost you, along with all of the other expenses on the rental property. In this case, I think that it’s a great source of money to use for a down payment on your first property.

As for owner financing (aka vendor take back financing)- I love using owner financing. We’ve used it several times when we don’t quite have enough for 25% down and the bank won’t lend us any more than 75% on the property. Vendors are often happy to oblige with a loan for the difference. It’s secured against the property, it gives them a nice guaranteed rate of return each month, and it’s cash in their pocket each month. If your property will cover these extra payments and the vendor is willing to do it, then this is your best option. BUT – if you have no down payment at all and can only get 75% financing from a bank, you shouldn’t use this method to finance the rest.

Take it from us, however- buying properties with no money down does not mean it won’t cost you in other ways! We’ve learned from experience.

No money down investing is much riskier than making a down payment without using your own money.

What makes no money down so risky? Well, for starters, you would have to borrow 100% of the value of the property. That means if property values drop, even by as little as 5%, you’ll owe more money than it’s worth. And you probably won’t be able to afford it, which will result in foreclosure. This sort of thing has been happening frequently in North America lately.

It’s also extremely difficult to find a property that will cashflow with 100% financing. And you would still need money to cover the closing costs on your purchase- typically you can expect to need about 2-3% of your purchase price for a property inspector, a lawyer, property purchase taxes and a few other disbursements depending on where you are buying.

Therefore, the risk to no money down deals is very high because you would have no equity in the property and would not be making much income from the property due to the high monthly payments. If you’ve found the perfect property to invest in but have no money for a down payment, then there are some things you should try:

1. Start acting like the master of your money. Get out of debt as soon as possible and start to save. You may not be able to save a significant amount at first, but a potential partner will look on you more favorably if you show that you are able to manage your own money.

2. Look to your home. If you own a home and have some years left before you were planning on retiring and have a reasonable amount of equity in your home (over 25%), consider using a portion of the equity in your home to get started with investing in another property.

3. If you rent and don’t own a home (or at least not one with equity), it becomes very important to find a piece of property that would allow you to charge enough monthly rent to cover the property’s monthly costs with as little as 10% down. Then it’s just a matter of finding a partner to invest in the property with you. Remember- finding a partner requires you to show that you are serious about investing and are good at managing your own finances.

Trust us, between the two of ‘no money down’ and finding a partner, finding a partner is a much better way to purchase a property. We’ve done deals with no money down, and they’ve always ended in disaster. But on those occasions when we’ve found a good partner, those deals have all been huge successes. When you have a partner, they bring money for the down payment to the table; and what you bring to the table is the research and the promise to do the work involved with overseeing the property. Working with a partner enables you to buy good properties in good neighborhoods instead of wrecks in bad neighborhoods. This also gives you equity right from the beginning and lowers mortgage payments. When the property needs repair and the rental income won’t cover it, costs of the repair are divided with the partner 50-50. Ownership between us and the partner is also 50-50.

When we sell, our partner will get his down payment back first, then we split the rest of the proceeds. Maybe we gave up some equity to get the deal done but we also substantially reduced our risk!

Technorati Tags: buying rental property, Investing, money making, negotiation, owner financing, personal finance, property management, Real Estate, Real Estate investing, vendor take back, wealth

What meaning is derived from the term pre-construction or off-plan real estate investment? Are you able to comprehend it? In the same way that you may be keen on the other investment opportunities, it is imperative that you should not take anything for granted when transacting. Try not to presume that all the people that you come into contact with have the same level of experience. In addition properties have different profitability. There are several issues that should be thought through prior to any attempt to get involved in off-plan real estate or pre construction investment.

The Description: Pre-construction/off-plan real estate investing can be basically taken to mean the purchasing of a piece of property when it is yet to be completed. The person who is willing to buy will just look at the architect’s impression of the house and visualize it to get to know how the completed property will be like. Mostly, investments of this form are usually done for property that is already in progress and not undeveloped lands.

The Benefits: off-plan or Pre-construction investment in real estate ensures that any building that is being built to specification can be completed without expensive and prolonged renovations and alterations. This includes procedures such as floor finishing and building of customized cabinets. Yet another advantage that can be achieved is that of capital appreciation and this is more appealing than customized flooring and cabinets.

The amount that you have to pay for homes or buildings which are incomplete is undoubtedly lower in cost in comparison to the amount that you would disburse for one that has been completed. This in effect means that you will have more disposable income than you would if you had been purchasing a completed property. Although the moment the construction is done, the property value is expected to go up immensely.

Mortgage is not a requisite for pre-construction/off-plan investing and a knowledgeable buyer is able to buy a home or building with just a deposit or the nominal fee which is for reservation. This is good news for people who might not have money for mortgage payments. Initial outlay for buildings that might not be completed for a long time is absolute with the vendor financing. Vendor financing basically means that financing of the property is through the developer or land owner and may have quite attractive terms compared to what the local mortgage brokers and banks have to offer.

Things to consider when dealing with preconstruction/off-plan: Prior to venturing into the preconstruction/off-plan, there will be drawbacks that one is sure to face. Having faith in the builder is preferably the biggest issue to tackle. The reputation of the developer and considering previous projects of homes and the buildings that he has build is important. The plan’s simplicity is also very important as complex plans can lead to the building being a disaster once the construction dust settles.

The other consideration for investing in the preconstruction/off-plan investing is the prices of building materials that is constantly changing. Prices of products like wood for example may change forcing the developer to slow on the construction or halt the work altogether. Consequently, the amount invested in the development of a property may exceed the amount to be realized when its completed.

Reflect on the area where the property will be located prior to proceeding with the investment plans. Having a magnificent construction in an inappropriate location is not a wise investment decision and is likely to lead to diminished returns. In cases where the evaluation of a property is significantly higher than that of similar properties in the same area, it is likely not to reach its full economic potential.

For the preconstruction/off-plan investing to be worthy, the investor must be able to visualize what could really be the outcome especially for the home owners who will prefer scrutinizing clearly what to make up a good residential property.

By acquiring a piece of property through preconstruction/off-plan investing one is able to save the expenses and time of removing some of the objects that do not appeal while also inputting towards other basics parts. It may also allow the right investors to pay a deposit on the property then access the vendor financing. They would then work towards other investments as the house is under development.

Technorati Tags: discounted real estate, land for sale, land lot, land tract, off plan, passive income, pre construction, property investing, Real Estate, Real Estate investing, real estate investment club, tax lien, US real estate, wholesale real estate

Anyone who is trying to sell a house for the first time should be using a real estate agent, especially in today economic environment. The most common reason people try to sell homes on their own is to avoid the commission but is that really worth it? Using an agent will benefit you in many ways and now that it is so difficult to sell any house, you probably need all the expertise an agent can bring with them.

Selling a house is a big responsibility and it is much more complicated than selling most other things. With a house, you dont want anything to go wrong and the only way to be sure of that is to use a real estate professional. When you use an agent, you will know that the sale will happen smoothly and for many people this is reason enough to use one. Additionally, there is a sold company behind the agent if something does go wrong and it will take charge.

If you are a first time house seller, you may be a bit overwhelmed by all the legal paperwork that needs to be taken care of. Forms have to be filled out with the city and with the banks as well. This might not be a great time to be learning all of this by yourself and you might do better having a real estate agent show you how it is done. If you can learn the first time from an agent, perhaps your second house you sell in the future will be a better one to try to sell yourself without help.

The economy is in such a rut that anybody who is trying to figure out how to sell a house by himself or herself is in a bad position. This is the time that a real estate agent can come in handy because they can get more people in to view the house than you can by yourself. If you go it alone, you might be missing out on all the things a real estate agent can do to get your house sold in a time when few people are buying. They are professionals and now is the time to use them.

Right now it is a buyer’s market and as a seller you need to do everything you can to sell your house. If you need to sell it fast about the only thing you can really do to give you the best chance is to lower the price. If you lower the price enough it will sell. Of course that means that you are taking a big hit and not going to get anything close to what you would have just one year ago. Right now all anyone cares about is price and if you want to make sure you sell your house, you have to give the buyers the price they want.

Technorati Tags: diy, family, home improvement, homes, Houses, interior design, landscaping, Real Estate

The best way to make profit is to buy a property today and sell it tomorrow. The property rates are taking a cut at present which means that you can buy a house at a low rate today as the market s going through a bad face.

What more will you ask for if you get Foreclosure homes for sale which will come to you for a discount over and above the market price. This means that if a property was worth $100,000 two years back and due to the market situation is for $80,000 today, if it gets listed under the Foreclosure homes for sale it will come too you for approximately $50,000.

Now nothing stays for long and so will be the property market, so once things get to normal you can sell the property for the same $100,000 which means double the price.

Foreclosure homes for sale can help you build your equity if you are planning to buy the property for self. As you are paying less money for a huge house, your equity share would defiantly increase along with it. You are defiantly paying less than what you are getting.

It’s like paying for seven whiskey shots and getting ten. If you are have some extra money on you and don’t know what to do with t, you can invest the money in the Foreclosure homes for sale as a one time payment and take a loan for the remaining, you can put the property on rent, the monthly rent would help you take care of the monthly mortgage payment.

This way you would be making equity for yourself by making down payment and the monthly installments would be paid by someone else for you. The third thing that you could do is to renovate the property and put it in the market for sale. This would also help you save a lot of money, it will call for some extra efforts from your end but the exercise would be worth the return. You would not be doing anything wrong in the process; s t would be like taking semi finished goods and turning into finished goods to be sold in the open market.

Technorati Tags: buy foreclosures, cheap homes, foreclosed homes for sale, foreclosed houses, Foreclosure homes for sale, foreclosure properties, foreclosures for sale, home foreclosure, home foreclosures for sale, homes for sale, houses for sale, Real Estate

In its last act as a semi-independent company, Fannie Mae altered mortgage guidelines for real estate investors last Friday. It was Fannie’s 22nd update this year.

The new guidelines first set a limit on the number of properties that can be owned by one person. Formerly, one person could own 10 properties. Now, mortgage requests for a loan for second homes or investment properties will be denied if the mortgagee already finances more than a total of 4 properties.

There is a loophole, however. Fannie Mae will not count properties against the 4-property limit if they are held in the name of a corporation. This holds even if the real estate investor is the sole owner of said corporation.

Therefore, it might prove beneficial for investors to restructure their properties into a corporation and avoid the 4 property limit. Now, this is a good idea to help gain mortgage approval even though some investors have taken this action for tax and liability reasons.

Secondly, some of the guidelines do not have such a loophole. All investment property mortgages will be assessed with new loan-to-value based loan fees by Fannie Mae.

Loan-to-value less than 75 percent : 1.75% loan fee Loan-to-value 75.01-80.00 percent : 3.00% loan fee Loan-to-value 80.01-90.00 percent : 3.75% loan fee

It is obligatory that these fees be paid along with any other fees incurred from other risk fees assessed by Fannie Mae. These fees currently are % at a minimum for investors.

Since its Fannie/Freddie takeover, government officials have not addressed whether mortgage guidelines will be rolled back to “a looser time”. If they are, it would be a big deal for real estate investors because, as many are finding out, low rates don’t matter much if you can’t qualify for them.

If you’re currently in the market for an investment property (or two), consider that it may be cheaper and simpler to purchase over the near-term versus the long-term. And consider moving your existing properties into a corporate structure first.

Technorati Tags: down payment assistance, Economy, fha, finance, home buying, money, mortgages, no money down mortgage, Real Estate, refinance, short sales, zero down mortgage